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How AI Is Transforming the Mortgage Industry in 2025 The mortgage industry is no stranger to innovation, but in 2025, artificial intelligence (AI) is taking center stage. From streamlining loan approvals to enhancing fraud detection, AI is reshaping how lenders…

Buy Now or Wait?

🏡 Navigating Mortgage Rates in 2025 A Seattle homebuyer wonders whether to act now or wait. In today’s uncertain market, one of the most common questions we hear at Seattle Mortgage Brokers LLC is: “Should I buy now, or wait…

Seattle Homebuyers Guide 2025

Seattle Homebuyers Guide: 5 Key Steps to Getting a Mortgage in 2025 Buying a home in Seattle? With rising interest rates and competitive home prices, navigating the mortgage process can feel overwhelming. Here’s a simplified five-step guide to help you…

Is Flipping Hurting The Market?

Flip On Flipping The data analysis company CoreLogic says “flipping” is back.  This fairly well-known term refers to the act of buying, renovating/ repairing a house, then reselling it, all within a fairly short timeframe and usually at a much…

More Rise In Rates

More Rises In Rates…. Mortgage rates were moving higher this week as the bond markets continued a semi-weaker trend for April.  Bonds (which factor in determining rates) are under pressure for various reasons.  Rates responded in a fairly big way in…

Affordable Housing Part Of New Congressional Budget

Washington Senators At Work Last year, when Congress voted to drastically reduce corporate income taxes, it really undermined the nation’s largest subsidized housing program. But this week’s federal spending compromise may help square up the affordable housing issue. The program,…

Inflation Is Leading To Higher Rates

The Federal Reserve has wished for more consumer-price inflation in the past few years. It looks like their wish is finally being granted by the powers able to grant such wishes. The Labor Department reports that its Consumer Price Index…

Tax Law Not Likely To Effect Home Prices

New Tax Law Concerns? Freddie Mac took a look at some possible effects of the new, Trump-era “Tax Cuts and Jobs Act of 2017” in an early edition of its ‘Outlook’ economic forecast.  This month, it takes it’s analysis granular…

Looks Like Pending-Home Sale Numbers Are Falling

Pending-home sales fell 4.7%. That is the lowest reading since October of 2014, and the biggest monthly decline since 2010, as the recovery from the 2008 mortgage crisis was just getting started. What happened: The NAR’s “Index Of Pending Home…

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