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Personal Interest – New Year Pre-Resolutions

New Year Pre-Resolutions 

As we approach the new year of 2019, we all get to looking back on our year of 2018 and think about the things that happened, good and bad. In the year of 2019, we promise ourselves to work to better ourselves, and try to change for the better, whether that be as a simple diet, or a whole lifestyle change! Sadly, sometimes things don’t go as originally planned, and we find ourselves doing a complete 180 of what we wanted to accomplish. Don’t worry though, we got you covered. In this segment, we will discuss how you can prepare yourself to be more accountable with the changes you set for yourself, by finding where you can start before the new year begins!

Focus on ONE Resolution

This is the most common mistake you can make! Instead of overwhelming yourself with multiple resolutions (which ultimately leads you to quitting them altogether), just focus on ONE! By giving your brain a break by focusing on one goal you’re working towards, your chances of succeeding have grown exponentially.


Most people think that if they’re mentally strong enough, they can do everything on their own. Don’t be so cocky! Having someone else that helps hold you accountable, can keep you on the right track, especially when you want to give up. If you choose the same resolution, like walking a mile every day, it could not only put you in great shape, it could also grow your relationship!

Setting Goals

If your goal is too big and too complicated, with no “real” goal, then it’ll be hard to stick with and attain. For instance if you just want to “lose weight,” then create a goal and a plan on how you’re going to achieve it. Walking 30 miles by March or losing 15 pounds by March are both obtainable goals that aren’t SO far away.

Make It EASY!

If your resolution is something small and simple, but often forgotten, then strategize on how you’ll obtain it! For instance, if you’re flossing habits are borderline terrible, then take the floss OUT of the drawer (where it’s more often-than-not forgotten) and put it in the shower. Floss while you’re in the shower! If you’d like to stay more consistent in taking your vitamins, stick the bottle of vitamins in the coffee cup you plan to use in the morning.

Have Coping Strategies in Place to Deal with Obstacles that may arise along the way

For example, if your goal is to drink less alcohol, you may consider skipping parties or events that involve a lot of drinking, or bring a sober friend along to provide you with support and to help keep you on track.

Keep Yourself Motivated

Ah, sweet motivation. If you’re having trouble staying motivated, focus on what you’ll get from your end goal. Whether it’s being happier at a lower weight, wanting to impress your friends with a new skill, or just being able to breathe and smell better because you no longer smoke. Don’t get discouraged if you feel like you’ve plateaued!

Don’t worry, Seattle Mortgage Brokers is ALWAYS rooting for you, and we’re in your corner. There’s no mess too small for us to clean, even if it’s cleaning up your resolution goals to make it obtainable!

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*This article does not represent legal interpretation or advice. This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Seattle Mortgage Brokers, LLC NMLS: LO# 305371 MB# 761615

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