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Escrow: What It Is And Why You Need It

Closing: How Much Do You Need For Escrow? One of the biggest costs you’ll find out about when closing on a new home purchase is the “escrow account.” You’re probably not too excited about contributing to this fund, because you…

Appeal Of The Townhouse

Origins Of The Townhouse The structure that we know today as the townhouse was first built as a city residence for nobleman and other wealthy families. These wealthy elites often owned one or more homes in the country where they…

Learn More About “Cash To Close”

How much should you bring in to close on your home? The term "Cash To Close" is an expression which actually hides a complex amount of financial engineering. To start, it doesn’t have a great deal to do with cash.…

Housing Market Could Thaw With Spring

Signs Point To A Slow Spring Spring is typically the hottest homebuying season of the year. But in 2019, that trend might not be the case. With mortgage rates near one-year lows, home sales down and showing a possible continuing…

Mortgage Brokers Over Banks: What You Should Know

The Mortgage Broker: Cursed After The Great Recession During and immediately after the (most recent) Great Recession, independent mortgage brokers found themselves pretty much all but squeezed out of the mortgage industry. In 2006, according to the Association of Independent…

Renter Roommates and Married Homeowners

Renter Roommates The number of married couples living with roommates has more than doubled since 1995. According to new estimate based on survey data, nearly 280,000 married homeowners had renters living with them last year. In the costly West Coast…

The Popular FHA Loan

The Popular FHA Home Loan A lot of buyers in their twenties and thirties are looking to buy a home right now. But they’re worried about higher interest rates and saving enough for the down payment. That’s why many turn…

Winter Tips From Seattle Mortgage Brokers

It's February - Winter In Full Swing Winter is only halfway done, which means it is still cold, rainy, snowy or just a bit chilly outside - this weather makes for a great time to relax and watch some TV.…

Boomers Favor Home Improvements Vs. Downsizing

Ageing In Place - Shunning Downsizing Baby Boomers are shying away from the thought of downsizing. More and more older Americans are opting to age in place, and they’re focusing big on home improvements to make it happen. Boomers are…

Can You Benefit From A Refinance?

Refinancing Your Rate If you own a home, it may be a good time to think about possibly refinancing. According to new study data, possibly more than half a million homeowners could lower their mortgage by doing a refinance home…

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